Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Finances and other Mom topics.
A lot of times we get ourselves into debt by thinking that what we want is what we need. The only things in life we need is food, clothing, and shelter. Everything else is in the want category. After you evaluate your expenditures and you find that you are living above your means, see what wants you can eliminate. This doesn't have to be painful, just smart.